Rates: Effective from 1st Jesth 2080 (15th May 2023)
Nature of Deposit
Minimum Balance
Interest Rate
Saving of Deposit
On Daily Basis
Staff Saving A/C
500.00
6.25%
General Saving A/C
1,000.00
6.25%
Premium Saving A/C
5,000.00
6.25%
Chelibeti Bachat A/C
500.00
6.25%
Share Deposit
200.00
6.25%
Social Security A/C
0.00
6.25%
Miteri Kiddy Bank
100.00
6.25%
Gorkha Bachat A/C
1,000.00
6.25%
Money Plus A/C
1,000.00
6.25%
Miteri Prime A/C
10,000.00
8.00%
Miteri Super Saving A/C
50,000.00
8.25%
Miteri Call A/C
0 - 3.12%
Fixed Deposit for Individual
Quarterly Interest Payable
3 Month above and upto 2 year Fixed Deposit
11.00%
Corporate Fixed Deposit 6 Month above below 2 Years
9.00%(+0.50 for bidding)
Nature of Loan
Base Rate Plus
Interest Rate
Small Business Loan
base rate plus
up to 5%
Ind. Working Capital Loan
base rate plus
up to 5%
Trade Working Capital Loan
base rate plus
up to 5%
Term Loan
base rate plus
up to 5%
Overdraft
base rate plus
up to 5%
Real Estate Loan
base rate plus
up to 5%
Personal Loan
base rate plus
up to 5%
Housing Loan
base rate plus
up to 5%
Hire Purchase Loan
base rate plus
up to 5%
Education Loan
base rate plus
up to 5%
Foreign Employment Loan
base rate plus
up to 5%
Loan Against Govt. Bond
base rate plus
up to 5%
Deprived Sector Loan
base rate plus
up to 5%
Loan Against FD
2.00% above FD rate or Min 13%
Base Rate of Chaitra Month 2079
12.40%
Fixed Interest Rate
15%
Note: क. बैदेशिक रेमिटेन्सबाट आएको रकमको खाता खोल्दा प्रकाशित ब्याजदर भन्दा १ प्रतिशत बढी ब्याज दिइने छ |
ख. विपन्न वर्गमा प्रवाह हुने कर्जा अन्तरगत जेष्ठ नागरिक, दलित, मुक्त कमैया, वादी, हलिया, द्वन्द्व पीडित, एकल महिला तथा फरक ढंगले सक्षम व्यक्तिलाई प्रवाह गर्ने बिपन्नवर्ग कर्जाको प्रकाशित ब्याज दरमा १ प्रतिशित छुट दिइने छ |
ग. दुई वर्ष भन्दा बढी समय अवधिको लागि मुद्दती वचत गर्नु पर्ने भए केन्द्रिय कार्यालयको स्वीकृत लिनुपर्ने छ ।