- +977- 025-536317, 025-538317
info@miteribank.com.np
- Today is 2024-04-19
- Miteri Development Bank Limited
Head Office Mahendrapath, Dharan-12
Interest Rate
Rates: Effective from 1st Baishakh 2081 (13th April 2024) |
||
|---|---|---|
| Nature of Deposit | Minimum Balance | Interest Rate |
| Saving of Deposit | On Daily Basis | |
| Staff Saving A/C | 500.00 | 4.00% |
| General Saving A/C | 1,000.00 | 4.00% |
| Premium Saving A/C | 5,000.00 | 4.00% |
| Chelibeti Bachat A/C | 500.00 | 4.00% |
| Share Deposit | 200.00 | 4.00% |
| Social Security A/C | 0.00 | 4.00% |
| Miteri Kiddy Bank | 100.00 | 4.00% |
| Gorkha Bachat A/C | 1,000.00 | 4.00% |
| Money Plus A/C | 1,000.00 | 4.00% |
| Miteri Prime A/C | 10,000.00 | 5.75% |
| Miteri Super Saving A/C | 50,000.00 | 6.00% |
| Miteri Call A/C | 0 - 2.00% | |
| Fixed Deposit for Individual | Quarterly Interest Payable | |
| 6 Month above and upto 1 year Fixed Deposit | 8.00% | |
| Above 1 Year Fixed Deposit | 8.50% | |
| Corporate Fixed Deposit 6 Month above up to 1 Year | 7.00% | |
| Corporate Fixed Deposit above 1 Year | 7.50% | |
| Nature of Loan | Base Rate Plus | Interest Rate |
| Business Loan | base rate plus | 1% to 3% |
| Agriculture Loan | base rate plus | 1% to 3% |
| Personal Loan | base rate plus | 2% to 4% |
| Real Estate Loan | base rate plus | 2% to 4% |
| Housing Loan | base rate plus | 1% to 3% |
| Hire Purchase Loan | base rate plus | 2% to 4% |
| Education Loan | base rate plus | 1% to 3% |
| Deprived Sector Loan-Retail | base rate plus | 1% to 3% |
| Deprived Sector Loan-Wholesale | base rate plus | up to 2% |
| Margin Lending | base rate plus | 1% to 3% |
| Professional Loan | base rate plus | 2% to 4% |
| Loan Against FD | 2.00% above FD rate or Base Rate +2% which ever is higher at the time of Loan Disbursement | |
| 3 Month's Average Base Rate | 10.38% | |
| Fixed Interest Rate for all type of Loan | 14% | |
Note: क. बैदेशिक रेमिटेन्सबाट आएको रकमको खाता खोल्दा प्रकाशित ब्याजदर भन्दा १ प्रतिशत बढी ब्याज दिइने छ |
ख. विपन्न वर्गमा प्रवाह हुने कर्जा अन्तरगत जेष्ठ नागरिक, दलित, मुक्त कमैया, वादी, हलिया, द्वन्द्व पीडित, एकल महिला तथा फरक ढंगले सक्षम व्यक्तिलाई प्रवाह गर्ने बिपन्नवर्ग कर्जाको प्रकाशित ब्याज दरमा १ प्रतिशित छुट दिइने छ |