97. Effective from 1st Jesth 2081 (14th May 2024)
| Nature of Deposit | Minimum Balance | Interest Rate | ||
|---|---|---|---|---|
| Saving | On Daily Basis | |||
| Staff Saving A/C | 500 | 4.00% | ||
| General Saving A/C | 1,000 | 4.00% | ||
| Premium Saving A/C | 5,000 | 4.00% | ||
| Chelibeti Bachat A/C | 500 | 4.00% | ||
| Share Deposit | 200 | 4.00% | ||
| Social Security A/C | 0.00 | 4.00% | ||
| Miteri Kiddy Bank | 100 | 4.00% | ||
| Gorkha Bachat A/C | 1,000 | 4.00% | ||
| Money Plus A/C | 1,000 | 4.00% | ||
| Miteri Prime Account | 10,000 | 5.75% | ||
| Miteri Supersaving Account | 50,000 | 6.00% | ||
| Miteri Call Account | 0- 2.00% | |||
| Individual Fixed Deposit | ||||
| 3 Month | 6.25% | |||
| 6 Month to 9 Month | 6.50% | |||
| 1 Year to 2 Years | 7.50% | |||
| More than 2 Years | 8.00% | |||
| Corporate Fixed Deposit | ||||
| 6 Month to 9 Month | 5.50% | |||
| 1 Year to 2 Years | 6.50% | |||
| More than 2 Years | 7.00% | |||
| Nature of Loan | Base Rate Plus | Interest Rate | ||
| Business Loan | Base rate Plus | 1% to 3% | ||
| Agriculture Loan | Base rate Plus | 1% to 3% | ||
| Personal Loan | Base rate Plus | 2% to 4% | ||
| Real Estate Loan | Base rate Plus | 2% to 4% | ||
| Housing loan | Base rate Plus | 1% to 3% | ||
| Hire Purchase Loan | Base rate Plus | 2% to 4% | ||
| Education Loan | Base rate Plus | 1% to 3% | ||
| Deprived Sector Loan-Retail | Base rate Plus | 1% to 3% | ||
| Deprived Sector Loan-Wholesale | Base rate Plus | up to 2% | ||
| Margin Lending | Base rate Plus | 1% to 3% | ||
| Professional Loan | Base rate Plus | 2% to 4% | ||
| Loan Against FD | 2.00% above FD rate or Base Rate +2% which ever is higher at the time of Loan Disbursement | |||
| 3 Month Average Base Rate | 10.14% | |||
| Fixed Interest Rate for all type of loan | 14% | |||