79. Effective from 1st Mangsir 2079 (17th November 2022)
Saving Deposit | Minimum Balance | On Daily Basis | |
1 | Staff Saving A/C | 500 | 8.10% |
2 | General Saving A/C | 1,000 | 8.10% |
3 | Premium Saving A/C | 5,000 | 8.10% |
4 | Chelibeti Bachat A/C | 500 | 8.10% |
5 | Share Deposit | 200 | 8.10% |
6 | Social Security A/C | 0 | 8.10% |
7 | Miteri Kiddy Bank | 100 | 8.10% |
8 | Gorkha Bachat A/C | 1,000 | 8.10% |
9 | Money Plus A/C | 1,000 | 8.10% |
10 | Miteri Prime Account | 10,000 | 10.00% |
11 | Miteri Supersaving Account | 50,000 | 10.10% |
12 | Miteri Call Account | 0- 4.05 % | |
13 | 3 Month and above up to 2 years Fixed Deposit | 13.10% | |
14 | Corporate Fixed Deposit below 2 Years | 11.1%(+0.50 for bidding) | |
Nature of Loan | Base Rate Plus | Interest Rate | |
1 | Business Loan | Base rate Plus up to 5% | |
2 | Agriculture Loan | Base rate Plus up to 5% | |
3 | Personal Loan | Base rate Plus up to 5% | |
4 | Real Estate Loan | Base rate Plus up to 5% | |
5 | Housing loan | Base rate Plus up to 5% | |
6 | Hire Purchase Loan | Base rate Plus up to 5% | |
7 | Education Loan | Base rate Plus up to 5% | |
8 | Deprived Sector Loan | Base rate Plus up to 5% | |
9 | Loan Against FD | 2.00% above FD rate or Min 14% | |
10 | Base Rate Ashoj end 2079 | 12.85% | |
11 | Fixed Interest Rate for all type of loan | 16% |