Interest Rate

Rates: Effective from 1st Ashwin 2078 (17/09/2021)
Nature of Deposit	Minimum Balance	Interest Rate
Saving of Deposit		On Daily Basis
Staff Saving A/C	500.00	5.00%
General Saving A/C	1,000.00	5.50%
Premium Saving A/C	5,000.00	5.50%
Chelibeti Bachat A/C	500.00	5.50%
Share Deposit	200.00	5.00%
Social Security A/C	0.00	5.00%
Miteri Kiddy Bank	100.00	5.00%
Gorkha Bachat A/C	1,000.00	5.00%
Money Plus A/C	1,000.00	5.00%
Miteri Prime A/C	10,000.00	6.25%
Miteri Super Saving A/C	50,000.00	6.50%
Foreign Employment Saving AAccount	1,000	7.50%
Miteri Call A/C		0 - 2.50%
Fixed Deposit for Individual	Quarterly Interest Payable
3 - 6 Month Fixed Deposit		7.50%
9 Month to below 1 Year		8.50%
1 to 5 year Fixed Deposit		9.10%
More than 5 Year		Negotiable
6 Month to below 1 Year Corporate Fixed Deposit		8.00%
Corporate Fixed Deposit 1 Year or More		9.10
Nature of Loan	Base Rate Plus	Interest Rate
Small Business Loan	base rate plus	up to 5%
Ind. Working Capital Loan	base rate plus	up to 5%
Trade Working Capital Loan	base rate plus	up to 5%
Term Loan	base rate plus	up to 5%
Overdraft	base rate plus	up to 5%
Real Estate Loan	base rate plus	up to 5%
Personal Loan	base rate plus	up to 5%
Housing Loan	base rate plus	up to 5%
Hire Purchase Loan	base rate plus	up to 5%
Education Loan	base rate plus	up to 5%
Foreign Employment Loan	base rate plus	up to 5%
Loan Against Govt. Bond	base rate plus	up to 5%
Deprived Sector Loan	base rate plus	up to 5%
Loan Against FD		2.00% above FD rate or Min 10.5%
Fixed Interest Rate		13% - 15%